India Payment Gateway With 100+ Payment Modes Worldline


A payment gateway transfers a customer’s payment information to a seller’s bank account, ensuring the customer has enough funds to make a payment. Credit and debit cards, wallets, foreign cards, UPI, and EMIs, are all supported by MobiKwik. Cashfree has grown in popularity as the lowest payment gateway in India, according to the list of Indian payment gateways.

Aside from being easy to use, it is also packed with various features for requesting and accepting payments. MDR refers to the charges that a merchant has to pay to a payment gateway to accept online payments. You can view detailed pricing of Paytm Payment Gateway by going to our pricing page. You can choose the best payment gateway for your website or app by going with Paytm Payment Gateway. You get the lowest pricing, best success rates, easiest integrations, all payment modes, T+1 settlements, international payments from 200+ countries and a lot more. The transaction success rate of a payment gateway refers to the proportion of attempted transactions that ended with a successful payment transfer.

Cashfree supports an exhaustive set of 150+ payment modes which is among the widest in the industry. Use no-code payment links to collect payments over WhatsApp, SMS, Facebook, Twitter and other channels without writing any code. But there are customers with alternative cards like Discover and American Express. And even though they may have a Visa, they may want to pay with their Discover card account. Today’s near-field communication (NFC) technology makes contactless payment possible.

Simple pricing, no hidden charges

If the payment is approved, the funds are transferred to the merchant’s account. Using the All-In-One Payment Gateway, you can accept payment via credit and debit cards, net banking, UPI, Paytm Postpaid, EMI, and online wallets. Using a payment gateway can help lessen the frequency and severity of failure and fraud when customers make online payments on your e-commerce platform. Digital transactions through mobile wallet apps in India are increasing with time, which is why most renowned payment gateways allow accepting payments through these wallets.

Your payment gateway service will typically grant you Test or Sandbox accounts. These enable you to make artificial transactions to warrant that the payment process is working accurately. It refers to the account holder of a debit or credit card in use for an online transaction. Sellers can save time by using a payment gateway since they don’t have to manually input customer information; a payment gateway automates that process.

  • The efficiency of foreign exchange payment gateway processing is the lifeline of all industry stakeholders.
  • Since forex brokers experience intense trading activity on their platforms, they process large volumes of transactions every day, which increases the chargeback rates of companies.
  • A payment gateway is technology merchants use to accept debit and card payments from customers.
  • It takes a lot of time and effort to build your own payment gateway.

Their solution is designed to help businesses achieve faster checkout experiences, which translate to happier customers and increased revenue. A decline occurs when a payment is rejected by the issuing bank or payment processor for reasons such as insufficient funds or an expired card. A chargeback occurs when a customer disputes a charge on their credit card and the funds are returned to the customer. Once you have a merchant account, you will receive a Merchant Identification Number (MID).

Cashfree Payment Gateway doesn’t just focus on providing speed and convenience within India; it also enables e-commerce businesses to expand their reach globally. By unlocking international payment options and supporting transactions in over 100 foreign currencies, Cashfree opens the doors to a worldwide customer base. Worldline India is a one-stop shop for all payment needs offering – In-store payments, Online payments, Omnichannel Payments, and Issuance and Acquiring solutions. Worldline India covers the whole payment value chain and end-to-end processes that facilitate services to over 1.5 million merchants across 5000 towns and cities. Online checkout and payment gateways are crucial components of ecommerce, facilitating secure and smooth transactions between businesses and customers. In this article, we will explore what they are, how they work, their benefits, and more.

What Is ATM in eCommerce?

An online business can accept payments from their customers through various payment methods like credit card, debit card, netbanking, UPI and wallets. The best payment methods to accept payments depend on the preferences of your customers. One of the key advantages of using Stripe in India is the ability to accept payments in Indian Rupees (INR). Stripe also offers support for other major international currencies, which can be useful for businesses that operate globally. In addition to credit and debit card payments, Stripe in India also supports payments through UPI, Net Banking, and Wallets.

Our recommendation is that you go ahead with at least two so that your customer has a choice to pay. PayUbiz is part of Naspers, a US$25 Billion media and internet company listed in Johannesburg and London stock exchange. It is a payment gateway solution provider used by more than 70 of the top 100 eCommerce companies. PayUbiz is used by large enterprises such as Snapdeal, Jabong, Bookmyshow, Ola, Cleartrip, Redbus, GoIbibo, Zomato etc. Its robust dashboard leaves the entire transaction trail for your payments, settlements, cash flow, refunds, etc., via analytics, making cash flow statement generation easy.

What are invoices and why do you need them in business?

If all goes well and your documents are approved, your business should have a fully functional payment system up and running in the span of 2 days – 2 weeks. This way, they minimise the risk of losing customer’s information and also prevent fraudulent activities through a user account. In other words, they are developer-friendly and come with clean, robust APIs, libraries, and plugins supporting all major platforms and languages. With the right selection of a PG, you can provide a simplified experience to your end customers.

Integrating Razorpay was a breeze and we must have
spent about 30 minutes doing it! Unquestionably the
only Indian payment gateway truly designed and
built for developers. We understand that when it comes to managing payments,
speed and ease of use is what matters at the end of the
day. Get access to real-time data and insights to take informed
business decisions.

The goal is to make things as easy as possible, even if it means more merchant account fees. No matter which merchant account you use, you’re only processing one transaction per customer at a time. You can reduce and possibly eliminate some of these weaknesses by offering more than one payment gateway.

So, here’s a step-by-step guide to locating India’s best payment gateways. Instamojo payment gateway is PCI-DSS certified and ensures safe checkout to protect you and your customer. Use our flexible APIs & plugins to integrate payment gateway easily.


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